Horse Trailer Universe

The category called horse trailer insurance was created with the purpose of helping you as an owner of one or more horse trailers to make sure that you have the correct insurance coverage. Please be aware that the information provided on this page can be considered as legal advice and it is always recommended that you visit a specialist within the specific field.

Over the following months and years you can expect to see insurance websites reviews as we go hunting for horse trailer insurances online. It is our hope that we will be able to find a lot of companies offering their services and maybe even sharing prices online in order for us to compare. We will also have a look at some of the insurance policy comparing services that already exist online in order for us to find out whether they can be of any use to you as a horse trailer owner.

Another plan that we have is to share your stories with all the other readers. Whether you have had a good or bad experience we would like to hear about it. You can comment on the individual posts or you can send us your story on email. Either way we will look forward to receiving it.

When you need to get a horse trailer you will have four options to choose from. The two first options will only be mentioned briefly while the third option is described in details at the new horse trailer section.

Borrow your horse trailer
Your first option is the cheapest option but possibly also the least likely way out and surely one of the more complicated ways to go about it. As you probably already know a verity of people interested in horses you might already know someone who already owns a horse trailer that you can borrow and use when it can fit into their plans.

One of the problems with borrowing a horse trailer is that you need to find someone that has a spare. Horse trailers are normally not something you have an excess of and you might therefore have to work a little harder at it. If you’re friends with people at some or the larger ranches or schools for riding, you might be lucky to find one. The second thing is that when you borrow something you are normally doing it within a timeframe which will come to an end at some point by when you will be stranded again.

Rent a horse trailer
A way to avoid having to buy a horse trailer is to go rent it. Renting will give you a lot of advantages but also some disadvantages. If you are serious about running a business that includes horses then renting is not for you. From a financial and a practical perspective renting has never been the best decision but renting is a fast and easy way to go about things and that is why it is so popular.

Purchase a new horse trailer
You have probably already been searching for horse trailers in offline magazines and maybe even online and have come to the conclusion that brand new horse trailers are rather costly. Unless money isn’t an issue for you then you are left with two options. Either downgrade the standard of the horse trailer or go for a used one.

You can find many places online where you can purchase horse trailers and get decent advice on what to look for. A great tip that I normally use is to go to the merchant and ask a lot of questions and then afterwards go back and surf the internet for a better price. If I’m able to find it I would call the merchant to arrange a discount to match (or get close to) the online price. This is often accepted by the merchant and you have made yourself a nice little savings.

If you need help finding financing options please visit the section about horse trailer financing as well as the section about horse trailer insurance.

Get a used horse trailer
Finding a used horse trailer is not as easy task but in order to help you find the places to look we have made a list of some of the best dealers when it comes to service, selection and usability on their website.

What you will often find is that most trailer dealers will both have new and used horse trailers up for sale. When someone comes to buy a new trailer they will often take the old one in return. This way they are able to make a profit on both the new and the old trailer.

This is your change to get a good used horse trailer at a fair price. My suggestion is that you take my list below and follow it one step at a time. In the end I am convinced that you will have found your trailer.

Step 1 – Decide what type of trailer you want
Remember to consider all the elements like size, color, brand, age etc. You will however give yourself a harder time for each “requirement” you setup. So only write down the things that are important to you.

Step 2 – Start calling the dealers on this list below and ask them what they can offer you
It is always best to call more than one and I suggest that you call at least 10 dealers before deciding. You will be able to cut hundreds of dollars of the price by doing the proper homework.

If you are so lucky to find dealers offering the same trailer you can challenge them against each other and have them lower the price significantly.

The dealers you can call

Uncle Bob’s Trailers
Phone:
800-944-1410 / 701-252-1410 (North Dakota) or
866-987-4827 / 605-787-4828 (South Dakota)
Fax:
701-252-5814 (North Dakota) or
605-787-4830 (South Dakota)
Email:
sales@sundowner-trailers.com (North Dakota) or
unclebobstrailers@rapidnet.com (South Dakota)
Website:
Sundowner Trailers

When you are looking to finance the purchase of a horse trailer you must be sure that you do aren’t getting robbed but some of the many overpriced financing agencies that you can find online. The search for a financing company with fair pricing is likely to be the hardest part of the job. Getting the actual loan can seem like a walk in the park compared to the search you’ll need to do.

Horse trailer financing or horse financing for that matter is best done at some of the larger players in the industry. They will be members of different regulated associations and will have to follow strict rules when it comes to pricing and terms and conditions. On the other hand you might find that some of the smaller companies might offer you prices and terms that seem better but often this is just a bluff and you will need to read the text in small print to actually find the real terms and conditions.

Before you even decide whether to finance the purchase of your horse trailer or not be sure to talk to your bank before starting dealing with anyone else. Your bank might not be able or willing to help you out but it is worth the shot.

We have put together a small list of companies that might be able to help you with your horse trailer financing plan but we can’t promise you anything and you most also realize that HorseTrailerUniverse.com is in no way associated to any of the following companies.

Norton Finance
Norton Finance is located in Great Britain and offers Any Purpose Loans. You can apply for both secured and unsecured loans. Unsecured loans will naturally be offered at a higher annual rate than secured loans. When purchasing a horse trailer you will probably be able to get a secured loan but you must remember to pay the required monthly payments or else they’ll come get your trailer.

CCI Finance
Next we have the company called CCI Finance Inc. They specialize in financing for RVs, Trailers, Horse Trailers and Boats. Because they are specialists in horse trailer financing you can be sure to get qualified counseling. That is not the same as saying that you will get a fair price or even good terms for that matter but at least they know what they are talking about.

On their website they promise to handle all the paperwork for you and walk you through every step of the way. Again you will still need to use your common sense when dealing with these agencies and companies. They make their living by profiting from the fees and rates you pay to be sure to try to bargain when they offer you a rate or fee.